I would use these recent numbers to make the decision simpler
If you keep going back and forth on whether this is the right time to move, you are probably trying to answer too many questions at once. My advice in Independence, MO is to simplify it by looking at pace, price, and leverage together, not separately.
Recent activity gives a solid starting point. Over the previous month in Independence, MO, supply stood at 1.88 months, a typical home sold for $200,000, and a typical sale took 41 days. That tells me the market is active enough to require a plan, but steady enough that preparation still creates an edge.
If I were helping a buyer decide, I would focus on budget certainty before timing nerves. If I were helping a seller decide, I would focus on pricing accuracy before chasing the highest possible ask. In Independence, MO, both sides benefit from the same discipline know your numbers before the market tests them for you.
Choose the one risk you most want to avoid. Protect your payment if you are buying, or protect your pricing position if you are selling. Build your next step around the risk that matters most. That keeps the decision grounded instead of emotional.
