The answer depends on which value signal you trust most.
If timing is the main issue, I would start with what Hopkinton, RI just did in value terms. Last month, the median estimated property value was $460,800, and that gives me a concrete number to work from before I think about anything else.
The typical value was $460,800 last month. That is the cleanest way to keep timing discussions grounded in something real.
The monthly change was 2.1%, but the 12 month change was -0.3%. I read that as a market where the short run and the longer view are not telling the exact same story, so I would avoid making a rushed call.
Start with the $460,800 value before you decide anything.
Use the 2.1% monthly move to check how much urgency you actually feel.
Base your next move on the period you care about most.
